January, 2011
Wintershines Festival
I took my son and neice to the Potash Corp Wintershines Festival Sunday. It gave me the excuse to go for a sleigh ride. The driver was friendly and when I commented on his harnesses, he told me he makes them himself. I asked him for permission to take his photo. He agreed but suggested [...]
My Father’s Pocketwatch
My father gave me this watch a short while before he died. His name was Thorsten. His father, Per, had given it to him. One of the first things my mother did after she started working when I was in grade 7 was to get this watch repaired so it would run again and purchase [...]
Mortgage Amortizations Shortened in Canada
Today, the federal government / finance minister announced that they will be changing CMHC rules to help discourage homeowners from overextending themselves on mortgage loans. As soon as the policy is implemented shortly, CMHC will only insure mortgages with amortization periods of 30 years or less. 35 year insured mortgages will no longer be available [...]